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Open Season FAQ 2026
TRICARE Open Season & USFHP FAQ
Here are the frequently asked questions for Open Season 2026. Can’t find the answer you’re looking for? Please reach out!
1. What is TRICARE Open Season, and when does it happen?
TRICARE Open Season is the annual period when most beneficiaries can enroll in or change their health coverage plan for the following year.
- When: Open Season runs from November 10 through December 9, 2025.
- Action Required: If you want to switch between TRICARE Prime and TRICARE Select, or enroll in the US Family Health Plan (USFHP), you must do so during this window. Changes become effective on January 1, 2026
2. What is the US Family Health Plan (USFHP)?
The USFHP is a TRICARE Prime option offered in specific service areas. It provides comprehensive care through a local network of top civilian providers and hospitals, giving you all the benefits of TRICARE Prime, plus exclusive service advantages.
3. Why should I choose the USFHP over standard TRICARE Prime?
While both are TRICARE Prime options, the USFHP offers superior service designed specifically for military families:
- Zero Paperwork: You will have no claim forms to fill out—we handle the administration for you.
- Dedicated Support: We answer every call immediately. You speak to a real person every time.
- Expert Guidance: Your Health Benefit Consultants are Retired Military who deeply understand TRICARE, making your enrollment and care easy.
4. Who is eligible to enroll in the USFHP?
The USFHP is available to most TRICARE-eligible beneficiaries, including Active Duty Family Members and Retirees and their families, who live in our specific designated geographic service area.
- Important Note: Enrollment is not available to Active Duty Service Members (ADSMs)
5. If I am happy with my current TRICARE plan, do I need to do anything?
If you are satisfied with your current TRICARE Prime or TRICARE Select plan and do not wish to make a change, you don’t need to take any action. You will remain in your current plan for 2026.
However, if you are currently using the US Family Health Plan, we strongly encourage you to attend our free webinar to review any updated costs and ensure you are taking full advantage of your benefits.
6. How do I enroll in the USFHP during Open Season?
Enrollment is quick and easy. You can enroll:
- Online: Visit our Become a Member page for step-by-step guidance.
- By Phone: Call our dedicated enrollment line to speak directly with a Retired Military Consultant: 800-241-4848 (Option #3).